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Down Payment Assistance Programs
Low and Moderate Income Homebuyers


-Are you a first time home buyer?

-Is the home you are looking to buy within the Los Angeles City limits (including parts of Torrance, Gardena, Carson, San Pedro, and Wilmington)?

-Is your annual income less than $72,750 (1 person household), $83,150 (2 person household), $93,550 (3 person household), or $103,950 (4 person household)?

-Do you have at least 1% of your purchase price to use for a down payment?


If you answered yes to ALL of the above questions, you may qualify for interest-free down payment assistance from the City of Los Angeles' Housing Department.  This program lends you up to $90,000 for 30 years or until you sell your home, whichever comes first.  Additional programs are available including the American Dream Downpayment Initiative Loan and the Mortgage Credit Certificate.  Additional restrictions may apply, including home value limits, credit score, property type and condition, and borrower debt-to-income ratios.

Program availability changes frequently, so if you think you may qualify for one of these loans, of if you would like additional information about LAHD programs, please call Amie Wills at 310-534-6200 or email her at amie@kenrobertslending.com!